2005 X3 3.0 engine, Premium package, Xenon, Sirius prep.,Premium Sound, PowerMirror, Privacy Glass.  $750 over cost.  Total is $38,245.  Lease 12k/36mo.   tax (N.Y) in payments 8.625%   security deposit $ 550 ,bank fee$900,first payment515.64 total $2131.77 upfront   515.64/mo  MOney factor .00210   Could anyone tell me if this is good.